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Starting the Process
We start with simple conversations to see if we’re a fit for each other.Learn More
Starting the Process
While integrous is the adjective of integrity, Integrous Investing was founded to be the action of integrity. Click here to learn what makes Integrous Investing different. Experience what it's like to be one of our clients. I hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. My team and I are available to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation.
Our stated investment philosophy is: “Risk management is paramount to investment success.” Unfortunately, though, many investors take more risk than is necessary to accomplish their goals. My team and I educate clients on products, strategies and services so that they can confidently make prudent investment decisions. We have compiled a wealth of information in the form of newsletters, articles, and research reports to assist you with your financial planning and frequently update the information on this site. We hope you'll visit us often. Please contact us at your convenience. Clint D. Gharib.
The inclusion of a wealth manager on The FIVE STAR Wealth Manager Award responses from the survey used may not represent the experience of all clients. The rating is not indicative of the wealth manager's future performance.Contact Us
Planning for Special Needs Children
Planning for a special-needs child can be complicated, confusing, and even overwhelming.
The Real Cost of a Vacation Home
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How to Appeal Your Property Taxes
For homeowners who think their property taxes are too high, there are ways to appeal.
There are four very good reasons to start investing. Do you know what they are?
If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering.
Learn when it may not make sense to file a claim on your home insurance.
Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.
Thanks to the work of three economists, we have a better understanding of what determines an asset’s price.
The care of special-needs children continues into their adult years, and may survive the passing of their parents.
Determine your potential long-term care needs and how long your current assets might last.
This calculator can help you estimate how much you should be saving for college.
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Help determine the required minimum distribution from an IRA or other qualified retirement plan.
Assess how many days you'll work to pay your federal tax liability.
This calculator compares the net gain of a taxable investment versus a tax-favored one.
There are some key concepts to understand when investing for retirement
There are a number of ways to withdraw money from a qualified retirement plan.
How federal estate taxes work, plus estate management documents and tactics.
A presentation about managing money: using it, saving it, and even getting credit.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Learn more about taxes, tax-favored investing, and tax strategies.
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Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.
It's easy to let investments accumulate like old receipts in a junk drawer.
What is your plan for health care during retirement?
A special needs trust helps care for a special needs child when you’re gone.
If you died, what would happen to your email archives, social profiles and online accounts?